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Terms & Conditions

1. Who We Are

PayFlex Terminal is a financial technology company providing smart Point-of-Sale (POS) systems, card processing terminals, merchant capital solutions, and related business software and hardware.


2. Eligibility

You must be at least 18 years old and authorized to represent a legal business entity to use our Services. By registering, you confirm you meet this requirement.


3. Use of Services

You agree to:

  • Use the Services only for lawful business purposes

  • Provide accurate business and payment information

  • Not resell, lease, or sublicense our hardware/software without our written consent

  • Maintain confidentiality of your account credentials

We reserve the right to suspend or terminate access if we suspect misuse, fraud, or violation of these Terms.


4. Hardware & Software

All POS devices, terminals, and accessories remain the property of PayFlex Terminal unless otherwise agreed upon in writing. Software updates and features may be added or modified at our discretion without prior notice.


5. Payment Terms

Fees for hardware, subscription plans, or transaction processing are billed according to your agreement or selected plan. Failure to pay on time may result in service suspension or additional late charges.

We use third-party processors for secure transactions. We’re not liable for processing issues beyond our control.


6. Returns & Warranties

We offer a limited warranty on all hardware as outlined in your service agreement. Damages due to misuse, third-party repairs, or negligence are not covered. Returns are subject to approval and restocking fees.


7. Data & Privacy

By using our Services, you allow us to collect and use your business and transaction data in accordance with our Privacy Policy. We don’t sell personal or business data to third parties.


8. Intellectual Property

All content, software, trademarks, and designs on this site are owned by or licensed to PayFlex Terminal. You may not copy, distribute, or exploit any part of our platform without written consent.


9. Limitation of Liability

To the fullest extent permitted by law, PayFlex Terminal shall not be liable for:

  • Indirect, incidental, or consequential damages

  • Loss of business, revenue, or profits

  • Service interruptions beyond our control

Total liability, if any, is limited to the amount you paid us in the last 3 months.


10. Termination

We may suspend or terminate your access to Services at any time, with or without notice, for violating these Terms or for inactivity.


11. Changes to Terms

We may revise these Terms from time to time. Updated versions will be posted here with an updated effective date. Continued use after updates means you accept the changes.


12. Governing Law

These Terms are governed by the laws of  State of Delaware, USA,  without regard to its conflict of law principles.


13. Contact Us

For questions about these Terms, email us at:
📧 support@payflexterminal.com

Frequently Asked Questions

Explore the tangible results we deliver—simplified operations, boosted efficiency, and satisfied customers—driven by PayFlex Terminal.

What is the Payflex 0% Processing Program?

A unique program developed to help merchants nationwide save virtually 100% on processing fees by offering their customers a discount for paying with Cash or in store gift cards.

What kind of businesses can use Payflex?

Just about any business that accepts credit cards can benefit from Payflex. From auto repair shops and daycare centers to retail establishments and professionals like doctors, lawyers, dentists and accountants, Payflex can put more money in your pocket every month — a lot of it!

What do I need to get started with Payflex?

This is the fun part. We’ll send you everything you need in one handy package. You’ll receive a payment terminal, along with signage for your front door and terminal area explaining the discount for cash-paying customers. You’ll also receive free training, as will your sales staff. You’ll also receive a great gift while supplies last.

OK, I really like the idea of Payflex. What do I do now?

It’s easy! Just press GET STARTED button and fill out a simple form It only takes a couple of minutes! Business and Personal information is confidential and secure. Welcome to the Payflex family of smart merchants who are saving money every day!