Our Story
Why Payflex Was Created
Payflex Terminal was built with a single goal: to transform the way businesses handle payments. Founded by Waqar Jabbar, what, began as a simple vision to empower small businesses has evolved into a full-scale ecosystem of smart, secure, and scalable solutions for merchants.
From intuitive software to powerful hardware, available directly through our in-house store, we’ve created an end-to-end platform that gives business owners the tools they need to grow, adapt, and lead. Whether you’re a startup shop or a multi-location brand, Payflex is built to meet you where you are and take you further.
We’re proud to serve the businesses that serve our communities, and we remain driven by the belief that innovation should be practical, affordable, and always one step ahead. Waqar Jabbar didn’t just build Payflex to keep up with the changing world of payments, but he built it to help define where it’s going.
Built to Help Your Business Grow
At Payflex, we’re here to make digital payments effortless, secure, and accessible for every business. From liquor stores and smoke shops to beauty salons, delis, grocery stores, and food trucks, we build technology that helps merchants gives you real-time reports on sales, stock, and staff. Everything is designed to save you time, reduce stress, and help your business grow without the tech headaches.
Whether you run a convenience store, cell phone shop, automotive garage, restaurant, or a busy bar, our mission remains the same: to simplify transactions and drive your growth through innovation, reliability, and practical solutions.
Our Values
Trust First
We know how important it is for businesses to feel secure. That’s why we build systems that are reliable, transparent, and always put your business first.
Keep It Simple
Technology doesn’t have to be complicated. We focus on making tools that are easy to use, easy to set up, and easy to understand—so you can focus on running your business.
Support That Shows Up
We don’t believe in leaving customers hanging. Whether you’re just getting started or facing an issue during a busy shift, our team is here to help—fast, friendly, and real.
Who We Help
Convenience Stores
Fast-moving, busy shops need reliable tools that just work. We help them speed up checkout and manage everything from one place.
Liquor Stores
From ID scanning to quick transactions, our system keeps things smooth and secure, even on the busiest nights.
Beauty & Salons
Appointments, walk-ins, and product sales. Our POS helps beauty businesses handle it all with ease.
Smoke Shops
Track inventory, manage sales, and accept all types of payments. Our tech helps Smoke shops stay organized and in control.
Restaurants
Whether it’s dine-in, takeout, or delivery, we help restaurants run faster, reduce wait times, and keep customers coming back.
Ready To Get
Started?
We are available 24/7.
Talk to a Payflex expert and see how our payment solutions can work for your business, whether you’re just starting or ready to scale.
“Having Payflex saves time, steps, and
energy, and makes sales flow easily for our
customers-which is great for us!”
– Alvin Malek, Express Restaurant, Dallas
Frequently Asked Questions
Explore the tangible results we deliver—simplified operations, boosted efficiency, and satisfied customers—driven by PayFlex Terminal.
What is the Payflex 0% Processing Program?
A unique program developed to help merchants nationwide save virtually 100% on processing fees by offering their customers a discount for paying with Cash or in store gift cards.
What kind of businesses can use Payflex?
Just about any business that accepts credit cards can benefit from Payflex. From auto repair shops and daycare centers to retail establishments and professionals like doctors, lawyers, dentists and accountants, Payflex can put more money in your pocket every month — a lot of it!
What do I need to get started with Payflex?
This is the fun part. We’ll send you everything you need in one handy package. You’ll receive a payment terminal, along with signage for your front door and terminal area explaining the discount for cash-paying customers. You’ll also receive free training, as will your sales staff. You’ll also receive a great gift while supplies last.
OK, I really like the idea of Payflex. What do I do now?
It’s easy! Just press GET STARTED button and fill out a simple form It only takes a couple of minutes! Business and Personal information is confidential and secure. Welcome to the Payflex family of smart merchants who are saving money every day!
