Quick & Easy Access to Fund for your Business
Apply for a cash advance and get the working capital you need to grow, restock, or handle unexpected expenses.
Apply Online Now
Flexible Cash Advances with Payflex Gift Cards?
From quick approvals to same-day funding — Payflex Terminal powers your business growth.
15-Min Application Process
Our streamlined online application takes just 15 minutes to complete. No paperwork, no hassle.
High Approval Rates
More yes, less stress – We work with a wide network of lenders to maximize your chances of approval.
Quick Funding
Funds when you need them – Once approved, receive your funds in as little as 24 hours.
Bad Credit? No Problem!
Everyone deserves a second chance – We offer flexible options, even if your credit isn’t perfect.
Cash Funding in just 3 easy steps:
1
Apply
A funding specialist will reach out to learn more about you and your business. During this conversation, you can ask as many questions as you want
2
Review
A funding specialist will reach out to learn more about you and your business. During this conversation, you can ask as many questions as you want
3
Approve
A funding specialist will reach out to learn more about you and your business. During this conversation, you can ask as many questions as you want
Why Should You Apply for a Cash Advance?
Fast Access to Funds. Get quick cash when you need it most—no lengthy approval process.
Immediate Financial Needs
Choose from over 70 design templates or upload your own custom-branded gift cards. Order in just minutes.
New Business Costs
A cash advance covers surprise startup costs, helping your business launch smoothly and grow faster.
Low Credit Score
Low credit? No problem. Cash advances don’t require a high score, making funding accessible when loans aren’t an option.
What Payflex Offers…
In retail, every second counts. From managing inventory to processing payments, you need tools that work fast and smart. Payflex Gift Cards integrate seamlessly into your operations — boosting efficiency, loyalty, and sales.
What to Know About Business Cash Advances
A cash advance gives you a lump sum upfront—up to $500,000—in exchange for a small share of future sales. It’s not a loan, has no interest, and won’t show as debt.
Payflex Get Quick & Easy Access to Funds!
Fast funding with no credit checks, no lengthy paperwork, and no hidden fees—just quick, hassle-free cash to grow your business.
Frequently Asked Questions
Explore the tangible results we deliver—simplified operations, boosted efficiency, and satisfied customers—driven by PayFlex Terminal.
What is the Payflex 0% Processing Program?
A unique program developed to help merchants nationwide save virtually 100% on processing fees by offering their customers a discount for paying with Cash or in store gift cards.
What kind of businesses can use Payflex?
Just about any business that accepts credit cards can benefit from Payflex. From auto repair shops and daycare centers to retail establishments and professionals like doctors, lawyers, dentists and accountants, Payflex can put more money in your pocket every month — a lot of it!
What do I need to get started with Payflex?
This is the fun part. We’ll send you everything you need in one handy package. You’ll receive a payment terminal, along with signage for your front door and terminal area explaining the discount for cash-paying customers. You’ll also receive free training, as will your sales staff. You’ll also receive a great gift while supplies last.
OK, I really like the idea of Payflex. What do I do now?
It’s easy! Just press GET STARTED button and fill out a simple form It only takes a couple of minutes! Business and Personal information is confidential and secure. Welcome to the Payflex family of smart merchants who are saving money every day!
